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socalfa
Greenhorns Joined: Jun/08/2017 Status: Offline Points: 35 |
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Posted: Sep/06/2020 at 1:11am |
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I don't know Guardian specifically, but from experiencing other insurance based b/ds: "made sure there was no non compete during my interviews" is not meaningful. The interviewers will say anything and if it's not written down, doesn't matter. You might be a statutory employee, bastard child between 1099/W2 for insurance salesmen specifically. Anyway if they get you the 7/66 that's good enough, but read your contract closely.... That, and not whatever the interviewer said, is what will eventually matter.
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PEACH_cm
Senior Member Joined: Jan/16/2013 Status: Offline Points: 7184 |
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I am not very familiar with guardian contracts but I guarantee you are considered a career agent.
Edited by PEACH_cm - Sep/04/2020 at 10:51pm |
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Ncoke
Rookie Joined: Aug/12/2020 Status: Offline Points: 5 |
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Edited by Ncoke - Sep/04/2020 at 10:47pm |
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Ncoke
Rookie Joined: Aug/12/2020 Status: Offline Points: 5 |
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I'm sitting at home fuckin shaking.
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Ncoke
Rookie Joined: Aug/12/2020 Status: Offline Points: 5 |
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Thank you, The Kool aid is getting me some training and my 7/66 paid for so I'm happy. It's my first job in the industry and I liked the people in the office more than other firms I talked to. I never signed a guardian FR contract and as far as I know I'm an independent agent and not captive to guardian products. What I was told is that when I'm securities liscenced I will be a 1099 for PAS. Is PAS a shitty BD? I made sure there was no non compete during my interviews. The panning is done with the living balance sheet. I'm not a big fan of the software, but it will make do for now.
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luvindy
Moderator Joined: May/17/2010 Status: Offline Points: 25767 |
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I was gone for a few days but this thread was a sweet taste of satisfaction to come back to.
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8/31/12,Sportsfreak:
"If Barak wins this election, or appears to be clearly winning, we are all fucked. Market will tank big time." Dow 13,090 S&P 1406 5/23/13 UC:Dow 20k before 20% crrectn Dow 15, |
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advisorman
Senior Member Joined: Oct/22/2011 Location: Behind you Status: Offline Points: 4246 |
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i just like to keep it light around here
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King of sarcasm and speling
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Hacksaw
Platinum Member Joined: Mar/27/2010 Status: Offline Points: 31478 |
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A “boutique firm”
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Moraen
Admin Group Resident Sage Joined: Mar/09/2010 Status: Offline Points: 30786 |
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He said the Guardian, not SkyNews.
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I come in peace. I didn’t bring artillery. But I’m pleading with you, with tears in my eyes: If you fuck with me, I’ll kill you all. - General James Mattis
Fiduciary as Fuck - iMo |
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mindtech
Member Joined: Feb/18/2012 Location: Canada Status: Offline Points: 433 |
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Are you really trying to give credibility to a left wing click bait rag website? |
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mindtech
Member Joined: Feb/18/2012 Location: Canada Status: Offline Points: 433 |
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$50 says the original poster ain't coming back. Kids are soft these days.
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Conrad Dobler
Platinum Member Joined: Mar/11/2010 Status: Offline Points: 42933 |
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I think I used to use your home security service.
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Iamlegend
Platinum Member Joined: Mar/09/2010 Status: Offline Points: 22532 |
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The Guardian |
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advisorman
Senior Member Joined: Oct/22/2011 Location: Behind you Status: Offline Points: 4246 |
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I thought the Guardian was a newspaper
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King of sarcasm and speling
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Moraen
Admin Group Resident Sage Joined: Mar/09/2010 Status: Offline Points: 30786 |
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I thought it was 'whorelistic"
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I come in peace. I didn’t bring artillery. But I’m pleading with you, with tears in my eyes: If you fuck with me, I’ll kill you all. - General James Mattis
Fiduciary as Fuck - iMo |
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memphis
Senior Member Joined: Apr/20/2020 Status: Offline Points: 716 |
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Seriously, though, if you expect to sell a lot of whole life at least make sure your renewals are vested.
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Guests
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I think it’s actually spelled wholistic
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memphis
Senior Member Joined: Apr/20/2020 Status: Offline Points: 716 |
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Ncoke, let not your heart be troubled. Almost everyone here has tasted kool-aid of one flavor or another. Keep going and you'll find some really useful stuff here. And let me say, welcome to the business. That an agency fed you the "not an affiliate or subsidiary" line is worrisome. If you signed an FR contract as a career agent, you are an employee of Guardian - with all the good and bad that entails. If this is a Guardian agency, all securities business is going through Park Avenue Securities, of which you will be an employee once you pass your 6/7. PAS is owned by Guardian. You can offer your clients what they tell you to offer. You may have a non-compete. "Holistic" financial planning is done via their proprietary software system, Living Balance Sheet. It's based on LEAP / Circle of Wealth concepts and heavily pushes the sale of whole life products. |
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You won't be able to ignore the haters if you're still at Guardian.
It's a shit business model. You can get rich doing it their way, but you won't sleep well at night. At least you shouldn't.
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Wet_Blanket
Admin Group Team America (not iMo) Joined: Mar/10/2010 Location: New England Status: Offline Points: 43643 |
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Stay strong new guy. Once you make it past the introductory posts you can read all the great content on here and ignore the haters.
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The true 🤡 was the Biden voter all along.
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