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Howdy

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cfp83 View Drop Down
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Joined: Feb/06/2014
Location: canton ohio
Status: Offline
Points: 46
Post Options Post Options   Thanks (0) Thanks(0)   Quote cfp83 Quote  Post ReplyReply Direct Link To This Post Posted: Jan/16/2022 at 1:19pm
Originally posted by luvindy luvindy wrote:

Serious question...why does everyone have the same VUL and other shit? Do they explicitly comp you to sell that shit, or is it somehow indirect? Or do the sales guys think it's best because they're somehow trained that way?

When I left there in 2009 nobody was writing the vul, everyone was whole life.
Since the dividend has fallen over the past 17 years almost every year, combine that with the rise in iul and how it illustrates much better than whole, I imagine most northwestern guys are forced to switch over to vul to compete since nml doesn't have an iul.
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